The estimated cost of attendance (COA) is an estimate of the costs a typical student may incur over the fall and winter semesters combined. This figure is used in determining your financial aid eligibility and includes both direct and indirect costs.
Direct costs are the expenses that students are billed directly by the university. These include tuition, fees, housing and meals(if living on campus).
Indirect costs refer to those expenses that students incur by attending college, but are not billed directly to their account. Indirect costs include rent, food, transportation, books, supplies, and other miscellaneous personal expenses that can vary considerably from student to student.