Health Benefits

Northern Michigan University is pleased to be able to offer its employees a comprehensive benefits package. For additional information please select from the links below.

2019 Health Plan Rates (includes Rx coverage)

  Single Plan Two-Person Plan Family Plan
Staff* $ 52.70 $126.50 $158.12
Faculty** $ 68.50 $164.45 $205.55

*Full-time staff bi-weekly deduction is over 26 pays; less than full-time staff who do not collect 26 pays will have their deduction spread appropriately. **Faculty bi-weekly deduction is over 20 pays (10 in Winter and 10 in Fall)

MEDICAL coverage administered by BCBS of Michigan

BCBS Benefits-At-A-Glance (effective 1/1/19)

Blue Cross Online Visits provide access to online medical and behavioral health services anywhere in the United States. Learn more here.

Summary of Benefits Coverage

A Guide to Reading your EOB

Blue Cross "Your Benefits Guide"


CVS/Caremark PRESCRIPTION (*effective 1/1/2017)

CVS Caremark Benefits-At-A-Glance

Participant Overview

Sample ID Card


Diabetic Benefits: Important information about obtaining diabetic supplies from BCBS and CVS


  1. Go Paperless using your Blue Cross Member Account
  2. BCBS Global Core - Coverage Abroad
  3. A Guide to Reading your EOB
  4. Frequently Asked Questions
  5. How do I appeal a health plan decision?
  6. Blues 365
  7. How to Register at
  8. site FAQ's
  9. AllClear ID Services
  10. AllClear FAQ's
  11. Uniform Glossary of Health Coverage and Medical Terms

Dental coverage administered by BCBS of Michigan

2019 Bi-weekly Dental Plan Rates

  Single Two-Person Family
AAUP/NMUFA/TOP/AFSCME $ 0 $ 0 $ 11.16
Non-Reps/AP's $ 0 $0 $ 0


Dental Benefits-At-A-Glance

Find an in-network dentist at

Vision coverage administered EyeMed

EyeMed Benefits-At-A-Glance

Safety Glasses

EyeMed Sunglass Savings

EyeMed Member Tools

Remember to download the EyeMed Members app for Apple or Android

Life insurance administered by The Hartford
  • Short-Term Disability
  • Long-Term Disability
The Consolidated Omnibus Budget Reconciliation Act of 1985, or COBRA, allows you to continue group medical insurance, prescription drug, dental and vision coverage on an individual basis when you or your dependents become ineligible for University benefits.  At that time, the COBRA notice and current rates will be mailed to your, or your dependents losing the health benefits.
Workers Compensation

    Please click on the following for information on Open Enrollment periods.