Disability


SHORT-TERM DISABILITY

After one year of full-time employment and after sick leave has been exhausted, eligible employees are paid 75% of their base salary for up to six months.  Employees who accumulate annual leave will use accumulated and unused annual leave to make up the difference between short-term disability payments and full salary.

 

LONG-TERM DISABILITY  (The Hartford Long-Term Disability Plan)

Long-term disability is a benefit to employees after they have been employed for one year.  After six (6) months of disability, the policy pays up to 60% of basic annual salary less social security, retirement, workers’ compensation, etc.  Premiums are currently paid by the University.

NMU has partnered with The Hartford to provide long-term disability insurance to employees who work at least thirty (30) hours per week and to faculty who teach twelve (12) or more credited hours in a school year.

The HARTFORD Value Added Services

As part of your disability insurance plan with VOYA Financial, you have access to value-added services, designed to help you and your loved ones make more informed decisions. Services include:

  • Ability Assist Counseling Services provides access to Master’s- and PhD-degreed clinicians for 24/7 assistance if you’re enrolled in our short term or long term disability plan and have a claim approved by The Hartford. This includes 3 face-to-face visits per occurrence per year for emotional concerns and unlimited phone consultations for financial, legal, and work-life concerns.

For more information on Ability Assist® Counseling Services:
Call 1-800-964-3577
Visit www.guidanceresources.com
Company name: Abili
Company ID: HLF902
 

  • Health Champion offers unlimited access to benefit specialists and nurses for administrative and clinical support to address medical care and health insurance claims concerns if you’re enrolled in our short term or long term disability plan and have a claim approved by The Hartford. Service includes: guidance on health insurance claims and billing support, explanation of benefits, cost estimates and fee negotiation, information related to conditions and available treatments, and support to help prepare for medical visits.

    For more information on HealthChampionSM Services
    Call 1-800-964-3577
    Visit www.guidanceresources.com
    Company name: Abili
    Company ID: HLF902

 

benefits