Attend orientation.

All students planning on enrolling in courses at Northern Michigan University are required to attend an orientation session. At orientation, you will be shown how to access your financial aid status online in order to keep track of your financial aid process at NMU. Orientation is also a great time for you and your parents to talk to representatives from the Financial Aid Office and get your questions answered while you are on campus.

Orientation site

Orientation Web site

Accept or decline your student loans.

As part of your financial aid award package you may be offered student loans through the Federal Direct Student Loan Program.  Each academic year ALL new and continuing students awarded Federal Direct Loans are required to accept or decline the loan online. This is the case whether or not you have used student loans in the past. In order to accomplish this, directions can be found here.

 If you are accepting a loan for the first time, you are required to electronically sign a promissory note and complete an online entrance counseling session at studentloans.gov. The NMU Financial Aid Office will notify you with details on how to complete this process.


Understanding Loans

Receiving your NMU tuition bill.

Northern Michigan University does not mail paper bills. Billing statements are available for viewing online at payment.nmu.edu/ebill and all students are notified via their NMU e-mail accounts when their bill is available. The statements outline the charges, provide a due date and explain how to pay the bill.

  • You can give your parents access to view your billing statements online and make payments on your behalf. To do so, log on to e-bill, click on the "authorized users" tab and enter your parents' e-mail address. You are giving written consent that the person you authorized may review your billing account information only. Please note that authorized users do not have access to academic records or other personal information through the Financial Aid Office.  A separate "Release of Information" for Financial Aid can be found here.
  • Although NMU has worked hard to make the bill as easy to understand as possible, there is one thing that sometimes confuses students, a negative balance shown on a bill. This is a credit balance, which means that you have more financial aid than is required to meet all the charges.  The credit balance can be refunded to you by check or direct deposit.  Keep in mind, if your refund consists of loans, it may be wise to consider reducing or cancelling your loans.
Negative Balance