The estimated cost of attendance (COA) is an estimate of the costs a typical student may incur over the fall and winter semesters combined. This figure is used in determining your financial aid eligibility and includes both direct and indirect costs.
Direct costs are the expenses that students are billed directly by the university. These include tuition, fees, housing and meals (if living on campus).
Indirect costs refer to those expenses that students incur by attending college, but are not billed directly to their account. Indirect costs include rent, food, transportation, books, supplies, and other miscellaneous personal expenses that can vary considerably from student to student.
*Actual room and board, tuition rates and the date they are set will vary. They are posted as early as possible on www.nmu.edu/tuition.
**For the Cost of Attendance purposes, NMU will use the value of a Quad I and Quad II double occupancy room and the Gold Constant meal plan. Students opting to live off campus, or in either The Woods or NMU apartments will not receive an adjusted budget based on the higher costs, similarly, students opting for the Platinum Meal Plan will not receive adjusted budgets.
If you have any additional education related costs that you would like the Financial Aid Office to review, you can submit an Increase to Cost of Attendance Form with related documentation. Not all adjustments result in an increase in financial aid eligibility.
Some examples of adjustments and supporting documentation requirements to justify increases:
- Study Abroad - Student will work with the International Studies Office to develop a budget that will then be submitted to the Financial Aid Office.
- Book Costs in Excess of Budget - Student needs to provide book purchase receipts and syllabus to match up.
- Daycare Expenses - Submit a letter from licensed daycare provider reflecting the costs for the semester (dollar amount per hour multiplied by number of hours per week multiplied by number of weeks per semester), signed and dated by the provider along with license number. The provider needs to submit a copy of the license.
- Camcorder or Tools - Submit a letter/memo from the department indicating that the student in question is required to purchase the items as part of class requirements. Letter need to indicate standard cost of items.
- Commuter Living on Campus - Will originally be awarded as a commuter, but upon request will be recalculated as living in campus housing.
- Tuition Changes that Exceed the Above Budgeted Rates - Examples include undergraduate students exceeding 16 credit hours or graduate students exceeding 5 credit hours. Also, adjustments will be considered for students with MBA tuition charges exceeding the budgeted amounts.
- Additional NMU Fees - Different academic programs or courses have additional fees, such as lab fees for specific courses, distance education fees, NMU required testing fees, or I-Book fee for Art and Design majors.
- Other Increases - On a case-by-case situation, unique situations may be approved with a written request from the student outlining the reasons and supporting documentation.