The Financial Aid Office exists to
advise and assist students. All students who believe their
resources are inadequate to attend Northern Michigan University
should apply for financial aid. The university administers
numerous programs to assist students, some of which are awarded
solely on the basis of academic achievement. Most forms of
financial aid, however, are designated for students who, without
such aid, would be unable to pursue a college career. The basic
premise of these student assistance programs is that parents are
expected to provide, as well as they are able, the basic
essentials of life, whether the student lives at home or on a
college campus; students are expected to assist in meeting the
expenses of their education, whether through savings or work. It
is only when these personal responsibilities have been adequately
met that the college, society, or government will accept the
additional responsibility through programs of student financial
Basically, there are three types of
financial aid: (1) a gift ,which does not have to be repaid; (2) a
loan, which must be repaid; and (3) work. Federal, state, and
university funds are used for financial aid; studentsí awards
often combine the above types and sources of aid.
Information on specific
scholarships, grants, and loan programs may be obtained from the
Financial Aid Office. See also Financial Aid Programs.
All financial aid recipients must:
(1) have a high school diploma or a general education development
(GED) certificate or complete a high school education in a home
school setting that is treated as a home school or private school
under state law. See the Financial Aid Office for more
information; (2) be a U.S. citizen or eligible noncitizen, (3) be
enrolled or accepted for enrollment as a regular student working
toward a degree or certificate in an eligible program. (4) have a valid Social Security Number, (5)
make satisfactory academic progress as defined by Northern
Michigan University, (6) sign a statement certifying that you are
not in default on a federal student loan or have made arrangements
to repay it and that you do not owe money back on a federal
student grant or have made arrangements to repay it, (8) register
with the Selective Service, if required; and (9) certify that you have
never been convicted of possessing or selling illegal drugs.
Federal law requires all students
who receive financial aid to be making satisfactory academic
progress (SAP) toward their degree. Students at Northern
Michigan University must meet the following requirements:
Students must receive a passing
grade in at least 75 percent of the credit hours which they
attempt at NMU on a cumulative basis. Classes that a
student passes and re-takes count as completed only once.
Students who fail to meet this requirement will be put on SAP
warning status for their next academic year of attendance.
Eligibility for financial aid will be terminated if the
deficiency is not corrected by the end of the warning period.
Students put on warning status will be told what will be
required to keep their eligibility. This standard will be
measured at the end of each winter semester.
Undergraduate students must
achieve a cumulative grade point average of 2.00 by the end of
their sophomore year, and maintain the 2.00 GPA for the duration
of their eligibility. Freshmen (fewer than 28 credit hours
completed) must achieve a 1.70 GPA; sophomores (28-55 credit
hours) must have a 1.80 GPA. Graduate students must
maintain a 3.00 GPA.
are expected to complete their programs of study within a
reasonable period of time and are eligible to receive financial
aid for a limited number of attempted credit hours.
Graduate students may receive aid for 60 credit hours, bachelor
degree students 190 credit hours, associate degree, diploma or
certificate students for 100 credit hours. Transfer
students will be evaluated by adding their transfer credit hours
to attempted credit hours at NMU, allowing them to receive aid
for the balance of their maximum. This standard will be
evaluated early each semester and students will be notified that
their eligibility for the following semester will be terminated.
If special circumstances such as
illness, injury or the death of a family member prevent the
student from meeting these requirements, the termination of
eligibility can be appealed to the SAP Appeal Committee.
Documentation of circumstances must be included with appeals.
In addition to the standards listed
above, the NMU SAP Committee will use professional judgment in
assessing a student's eligibility. This will occur in
circumstances such as when a student falls significantly below a
standard and does not have a realistic chance to meet the standard
by the end of the warning period or when a student fails all of
their courses in a semester.
Attempted hours include credit
hours successfully completed as well as credit hours that receive
non-passing grades (F or U), credit hours that are not yet
finished (I, X), and credit hours from which the student
To be considered for any financial
aid available through Northern Michigan University students must
submit the following:
for Federal Student Aid (FAFSA) over the Internet for faster,
more accurate results. To have your application processed by
using FAFSA on the Web, go to
A paper version is available from
the Financial Aid Office or local high school guidance office.
Applications must be submitted by February 21 for the following
academic year for high school seniors, and March 21 for
returning and transfer students for maximum consideration.
Financial aid may include
scholarships, grants, Federal Pell Grants, Federal Perkins
National Direct Student Loans, Federal Supplemental Educational
Opportunity Grants, William D. Ford Federal Direct Loans, or
part-time employment. Preference is given to those applicants who
have the highest academic records and the greatest financial need.
Students who wish to apply for
financial aid for the Summer College should contact the Financial
Aid Office by March 15.
New freshmen and transfer students
are notified regarding the outcome of their financial aid
application beginning in March.
study abroad and are enrolled in courses approved for credit at
Northern Michigan University may be considered for financial aid
provided all other eligibility requirements are met.