Policies and Procedures

The Northern Michigan University Risk and Insurance Management Department is charged with overseeing several university policies and procedures that relate to liability and insurance.  Below you will find a brief summary of these policies and procedures.  To the left you will find links to the full text of each.

Please contact the NMU Risk and Insurance Management Department at 906-227-2745 if you have questions related to these policies or procedures.

Risk Management Policy
This policy provides guidelines for the establishment and maintenance of Northern Michigan University’s risk and insurance management program.

Indemnification Policy
This policy provides guidance for the defense and indemnification of NMU Board of Trustees members, administration, faculty, staff and students against claims brought against them as a result of their good faith performance of duties on behalf of, or at the direction of, Northern Michigan University.

Insurance Coverages
This procedure provides guidance and information pertaining to NMU’s property and liability insurance programs.

Claim Procedure
This procedure provides guidance and information pertaining to NMU’s property and liability insurance claims and incident reporting procedures.

Certificates of Insurance
This procedure provides guidance for when Northern Michigan University is required to provide evidence of insurance coverage to an outside entity or company. This may happen when the university rents facilities or vehicles, places students in internship or practicum courses off campus or engages in contractual relationships for a variety of other reasons.

Incident/Accident Reporting
This policy/procedure establishes a uniform procedure and format for reporting work related accidents, injuries and illnesses, and other injuries or accidents occurring on property owned or under the control of Northern Michigan University.

Student Health Insurance
NMU has arranged with a private insurance company for student health insurance coverage, which students can purchase directly from that company.  Details of the insurance plan and costs are available at NMU's Health Center.

Loss Control
Copy to come from Risk Management.

Vehicle Policy
Copy to come from Risk Management.