Northern Michigan University’s College of Business will hold two economic programs: a panel discussion titled “Understanding and Surviving the Market Turmoil” and a presentation by Tom Baldwin, the largest individual trader in the T-bond market. The public is invited to attend free of charge. The panel discussion is scheduled for 5:30 p.m. Tuesday, Nov. 11, in the Erie Room of the University Center. Four financial panelists representing different industries will share their thoughts and opinions on the financial crisis, bailouts and what to expect in the future. Baldwin’s presentation is scheduled for 7 p.m. Wednesday, Nov. 12, in Jamrich Hall room 101. Gaining a reputation among fellow traders as “the king,” Baldwin has been known to trade up to $6 million a day. He will talk about how to be a successful trader and will use the LIVE market as a demonstration for the audience. The events are sponsored by students of The Superior Fund, the Economic Student Association, Beta Alpha Psi and the College of Business. For more information, contact NMU professor Robert Lion at 227-1894.