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Flexible Spending Account (FSA)

and

Health Reimbursement Account (HRA)

NMU offers two types of Flexible Spending Accounts (FSA's) which allows full-time employees to deposit money on a pre-tax basis from their paycheck into an account. The two accounts are known as 1) the FSA for health care expenses; and 2) the FSA for dependent care expenses. Funds can then be withdrawn from your account to cover approved out-of-pocket expenses for health care or dependent care.

In addition, NMU provides a Health Reimbursement Account (HRA), as negotiated, per the AAUP, NMUFA, AFSCME, and Administrative Professional (AP) Master Agreements, and to employees under the Non-Represented employee class. The HRA is a university funded account that is used in the same manner as an FSA. FSA funds will first be exhausted before HRA funds are accessed. Balances in the HRA will continue to roll from year to year until the individuals HRA fund is exhausted.

UNDER THE PATIENT PROTECTION AND AFFORDABLE CARE ACT (PPACA), CERTAIN OVER- THE-COUNTER ("OTC") DRUGS PURCHASED AFTER DECEMBER 31, 2010, WILL NO LONGER QUALIFY AS AN ELIGIBLE EXPENSE FOR REIMBURSEMENT FROM AN FSA or HRA UNLESS A PRESCRIPTION IS OBTAINED.

MyFlex Mobile Site and App

Please visit takecarewageworks.com to learn more about the plan and, if enrolled, access your account information.

FIRST-TIME LOGIN TO YOUR TakeCare® WageWorks ACCOUNT:

The take care® VISA card is already activated. Faculty and staff will need to register with WageWorks in order to have online access to their account. In order to do that, they will need to register as a new user.

Visit: www.takecarewageworks.com

Click on: "Participant Account"

Click on: "New User"

Enter the required information and click "continue" at the bottom. The participant will be directed to their account information.

The next time participants visit the site, they will simply login with the user ID and password they created.

If you have questions regarding a forgotten user ID or password, please contact TakeCare® WageWorks customer service at 1-800-950-0105 (M-F from 9am to 8pm EST)