Child No Longer Dependent

If your child is no longer dependent as defined for the following benefits, be sure to notify the Human Resources office (227-2470) within 30 days of the loss of dependency.

Health

Your child is eligible for health coverage up to age 26.  The NMU health plan is considered a “non-grandfathered” health plan effective January 1, 2012.  Accordingly, it is no longer permissible to deny or restrict coverage of a child under age 26 based on the child’s financial dependency, residency, student status, employment, marital status, or eligibility in their employer-sponsored group health plan. Coverage terminates at the end of the month in which your child turns age 26.

Dental/Vision Coverage

Child must:

  • Be unmarried and between the ages of 19 and 25
  • Be related to you by blood, marriage, or legal adoption
  • Be a member of your household unless they temporarily reside elsewhere, as in the case of college students
  • Be dependent on you for more than half of their support
  • Be a full-time student for at least five (5) months of the year OR had a gross income less than four (4) times the personal exemption amount identified by the IRS (www.irs.gov)


Dependent Life Insurance

Child must be under the age of 26.


Tuition Benefit

Children (employee’s son, step-son, daughter, step-daughter and a legally adopted child) who have not attained age 24 as of the close of the calendar year.

  • The child must have the same principal place of abode as the employee for more than one-half of the calendar year.
  • The employee must provide more than one-half of his/her child’s support for the calendar year.
  • The child must be claimed as a dependent on the employee’s tax return.

Children (employee’s son, step-son, daughter, step-daughter and a legally adopted child) age 24 or older as of the close of the calendar year.

  • The child must have the same principal place of abode as the employee for more than one-half of the calendar year.
  • The employee must provide over one-half of his/her child’s support for the calendar year.
  • The employee must provide a copy of the employee’s 1040 form verifying that the child was claimed as a dependent on the most recent federal income tax filing.