Types of Financial Aid
Though a graduate degree can earn more money, many students may need assistance with tuition or seek funding opportunities.
Degree-seeking graduate students may be eligible for unsubsidized loans through the Direct Loan program. Students seeking assistance through this loan program will need to complete a Free Application for Federal Student Aid (FAFSA) form and designate Northern Michigan University as a recipient. Our federal school code for the FAFSA is 002301.
Funded positions as Graduate Assistantships are listed here when available or are offered through academic departments as noted in the Graduate Bulletin. Graduate Assistantships involve an application process which varies depending on the hiring department.
Grants and Travel Funding
Northern Michigan University offers additional research funding opportunities via grants like the Excellence in Education and Spooner awards. You can also view resources for external grant opportunities here. Departments may also have travel and special projects funding or may be able to assist with locating funding.
Work study funding is sometimes available, but limited, for graduate students. If you are interested in the work study program, you must request consideration when completing your FAFSA by indicating your interest in work study.
*In order to be considered for loans or work study, you must complete the FAFSA. We generally recommend having this form completed by March 1. We are able to process late applications as well, but cannot guarantee aid will be ready before fall tuition is due if the FAFSA is filed later.
Student Loan Deferment
If you have been out of school and paying on your federal student loans, you may be eligible to defer these payments. You must be enrolled at least half time (4 credits) in order to qualify. NMU sends rosters of qualifying students to a federal database. If you are not automatically picked up on one of these lists, and are still receiving bills once you’ve begun classes, you can stop by the Financial Aid Office located in the Hedgcock Student Services building to complete a paper deferment form.
To be eligible for an overage, your financial aid must be more than your tuition and fees and all document requirements must be completed. Overage checks are generally available on the first day of classes each semester by either signing up for direct deposit or picking the check up in person. The Student Service Center handles the distribution of overage checks.
You are expected to familiarize yourself with the rights and responsibilities you have as a financial aid recipient. Correspondence from the Financial Aid Office will be sent to your NMU e-mail address. Please be sure to check this account often. You can view your financial aid information online at any time by going to mynmu.nmu.edu.