Financial Aid Pathfinder

Your Progress:

Attend orientation.

All students planning on enrolling in courses at Northern Michigan University are required to attend an orientation session. At orientation, you will be shown how to access your financial aid status online in order to keep track of your financial aid process at NMU. Orientation is also a great time for you and your parents to talk to representatives from the Financial Aid Office and get your questions answered while you are on campus.

Orientation site

Orientation Web site

Accept or decline your student loans.

Federal Direct Student Loans and Perkins Loans

As part of your financial aid award package you may be offered student loans through either Federal Direct Student Loans or the Federal Perkins Loans. You are required to accept or decline these Federal loans in your MyNMU account.

If you are accepting a loan, you are required to electronically sign a promissory note. For Federal Direct Loans you will also be required to complete an online entrance counseling session. The NMU Financial Aid Office will notify you with details on how to complete this process.


Understanding Loans

Receiving your NMU tuition bill.

Northern Michigan University does not mail paper bills. Billing statements are available for viewing online at and all students are notified via their NMU e-mail accounts when their bill is available. The statements outline the charges, provide a due date and explain how to pay the bill.

  • You can give your parents access to view your billing statements online and make payments on your behalf. To do so, log on to eBill, click on the "authorized users" tab and enter your parents' e-mail address. You are giving written consent that the person you authorized may review your account information only. Please note that authorized users do not have access to academic records and other personal information.
  • Although NMU has worked hard to make the bill as easy to understand as possible - for instance, by not having a long laundry list of fees - there is one thing that sometimes confuses students, a negative balance shown on a bill. This is a credit balance, which means that you have more financial aid than is required to meet all the charges. The additional credit will be provided to you in the form of an overage.
Billing Screen

Negative Balance