Federal Financial Aid

Not available to international or Canadian students.

Federal Pell Grant

Eligibility:

 Grants are awarded on the basis of financial need.

Available Assistance:

$602 to $5,550 for the 2012-2013 Academic Year

How to Apply:

 Submit FAFSA.  

Enrollment Requirements:

 Undergraduate study or pursuing first baccalaureate degree. Pro-rated for less than full-time enrollment.
Award Amount and Selection Criteria Estimated family contribution between 0 and 4901.
Lifetime Maximum: Students can receive Pell Grants up to a maximum of 12 full-time semesters.

 

Federal Supplemental Educational Opportunity Grant (SEOG)

Eligibility:

Awarded on the basis of financial need.

Available Assistance:

Up to $2,060

How to Apply:

Submit FAFSA.

Enrollment Requirements:

At least half-time - Undergraduate 6 credit hours or more.
Award Amount and Selection  Criteria Estimated family contribution equal to $0.  Due to limited Federal funding, may be replaced with Institutional Board of Trustees Grant.

 

Federal Work Study

Eligibility:

Awarded on the basis of financial need.

Available Assistance:

Up to $3,000 annually.

How to Apply:

Submit FAFSA and request work study on FAFSA.

Enrollment Requirements:

At least half-time - 6 credit hours or more undergraduate; 4 credit hours or more graduate.
Award Amount and Selection Criteria Expected Family Contribution (EFC) up to $5,273 and requested work study on the FAFSA.

 

Teach Grant

The TEACH Grant Program provides grant funds to undergraduate students completing their first degree and graduate students who are completing or plan to complete coursework that is needed to begin a career in teaching, and who agree to serve for at least four years as a full-time, highly qualified teacher in a high-need field, in a school serving low-income students.

Eligibility:

Score above the 75th percentile on a college admissions test (e.g. SAT, ACT, GRE); or

Graduate from high school with a cumulative GPA of at least 3.25 (on a 4.0 scale) to receive a grant as a freshman; or

Have a cumulative GPA of at least 3.25 (on a 4.0 scale) through the most recent payment period on your college coursework to receive a grant for each subsequent term; or

Be a current teacher or be a retiree from another occupation with expertise in a high-need field, enrolled in a Master's degree program; or

Be a former teacher pursuing an alternative route to certification within a Master's degree program.

Available Assistance:

Up to $4,000 per year, limited to $16,000 total as an undergraduate, and up to $8,000 as a graduate student.

How to Apply:

Submit FAFSA with TEACH grant interest marked.  Eligible students should contact the Financial Aid Office for additional information.

Enrollment Requirements:

Award is prorated based on enrollment levels

        You must be accepted into one of the following eligible degree programs at NMU:

Learning Disabled (Masters), Math Education (Masters), Reading Specialist (Masters), Science Education (Masters), French Education, German Education, Spanish Education, Special Education, Elementary Education Emotional Impairment, Elementary Education Mathematics, Elementary Education Cognitive Impairment, Elementary Education Science, Secondary Education Biology, Secondary Education Chemistry, Secondary Education Emotional Impairment, Secondary Education Earth Science, Secondary Education Integrated Science, Secondary Education Mathematics, Secondary Education Cognitive Impairment, Secondary Education Physics

Additional information can be found here.

 

Federal Perkins Loan

Eligibility:

Awarded on the basis of financial need.

Available Assistance:

Limited funding available.

How to Apply:

Submit FAFSA.

Enrollment Requirements:

At least half-time - 6 credit hours or more.
Award Amount and Selection Criteria $1,000 per year for Pell Grant eligible students.

 

William D. Ford Direct Student Loan

These amounts will be limited by cost of attendance limits and aggregate loan maximums.

Eligibility:

Subsidized - based on financial need.
Unsubsidized - cost of attendance minus aid.
Available Assistance:

Subsidized or Unsubsidized

Dependent Additional Unsubsidized

Independent Additional Unsubsidized
Freshman / Certificate Level $3,500 $2,000 $6,000
Sophomore / Associate Level $4,500 $2,000 $6,000
Junior & Senior / Bachelor Level $5,500 $2,000 $7,000
Post-Baccalaureate / Bachelor Level $5,500 $2,000 $7,000

Graduate Level                     

 $8,500 - Unsubsidized Loans Only not applicable

$12,000

How to Apply:

Submit FAFSA.
Enrollment Requirements: At least half-time:
6 credit hours or more undergraduate;
4 credit hours or more graduate.

Direct Plus Loan

Eligibility:

Parents of dependent undergraduate students.
The federal government defines a parent as a natural or adoptive mother or father, or legal guardian (which may include a stepparent).

Available Assistance:

Maximum: cost minus aid

How to Apply:

Apply electronically at http://www.studentloans.gov.

Enrollment Requirements:

At least half-time - 6 credit hours or more.
Award Amount and Selection Criteria Maximum requested amount can be student's COA minus all other aid received.

           The interest rate on the Direct Plus Loan is 7.9%.